Examining Opportunities to Advance American Health Care through the Use of Artificial Intelligence Technologies

Health Care Costs and Drug PricingHouse Energy and Commerce Subcommittee on Health · September 3, 2025 · 119th Congress
The House Energy and Commerce Subcommittee on Health held this hearing (September 3, 2025) to examine current and emerging uses of artificial intelligence across health care, including administrative automation, diagnostics, price transparency, and prior authorization. Begins at ▶ 0:11:54
Transcript
Highlights

Title

Examining artificial intelligence applications and oversight in health care

Purpose

The House Energy and Commerce Subcommittee on Health held this hearing (September 3, 2025) to examine current and emerging uses of artificial intelligence across health care, including administrative automation, diagnostics, price transparency, and prior authorization. Five witnesses testified on AI applications ranging from consumer health-care shopping and Medicare Advantage care management to stroke/cardiac detection, legal and ethical governance, and psychological safety, while Democratic members used much of the hearing to press concerns about HHS leadership turmoil, CDC firings, and Medicaid cuts under the recently enacted budget reconciliation law. Begins at▶ 0:11:54

Who spoke

• Chairman Morgan Griffith (R-VA)▶ 0:11:54: Opened by touting AI's use in reducing documentation burdens by roughly a third▶ 0:13:37 and highlighted CMS, FDA, and NIH AI initiatives, including a clinical-trial matching algorithm cutting administrative time 40%▶ 0:15:00; later questioned witnesses on data volume/quality needs for accurate AI diagnosis▶ 0:58:05 and rural AI affordability▶ 1:02:06.

• Rep. Diana DeGette (D-CO), Ranking Member▶ 0:16:22: Argued "Rome is burning," criticizing the firing of CDC Director Susan Monarez and demanding HHS Secretary Kennedy testify or resign▶ 0:17:29▶ 0:18:54; entered an HHS staff resignation-demand letter into the record▶ 0:18:23 and later pressed Dr. Mello on why under-resourced institutions can't match wealthier ones in AI oversight▶ 1:03:44.

• Rep. Brett Guthrie (R-KY), full committee Chairman▶ 0:21:50: Voiced support for the administration's National AI Action Plan and stressed AI should enhance, not replace, the health care workforce▶ 0:22:34▶ 0:23:04.

• Rep. Frank Pallone (D-NJ), full committee Ranking Member▶ 0:24:23: Criticized the administration's restriction of COVID-19 vaccine access and cuts to NIH/CDC▶ 0:25:40▶ 0:26:05; raised concerns about a Medicare prior-authorization AI pilot in New Jersey and five other states▶ 0:28:45 and data-privacy risks▶ 0:29:09.

• TJ Parker, Lead Investor, General Medicine▶ 0:30:52: Described using AI to convert 80–100 page insurance benefit documents into structured pricing data▶ 0:33:03 and generate proactive, personalized care plans▶ 0:33:33; later said price transparency data is what makes AI-driven cost lookups possible▶ 1:12:02.

• Andrew Toy, CEO, Clover Health▶ 0:35:13: Said Clover Assistant helps doctors start diabetes treatment three years earlier and identify kidney disease 1.5 years earlier▶ 0:38:14, with 18% fewer hospital stays and 25% fewer readmissions among heart-failure patients▶ 0:38:41; stated Clover does not use AI in prior authorization and it should never be used to deny care▶ 1:53:06▶ 2:35:22.

• Dr. Andrew Ibrahim, Chief Clinical Officer, Viz.ai▶ 0:40:30: Said Viz.ai's stroke platform reduces treatment time by more than 30 minutes and cuts hospital stays by up to three days▶ 0:43:14, reaching a patient every five seconds nationwide▶ 0:43:41; described a TriHealth case cutting pulmonary embolism treatment time from hours to six minutes▶ 0:44:34.

• Dr. Michelle Mello, Stanford Law/Medicine▶ 0:45:55: Said AI's low uptake stems from a "foundational trust deficit" because most health systems don't vet or monitor AI tools▶ 0:47:32; recommended institutional governance requirements, disclosure standards, and FDA modernization▶ 0:48:44▶ 0:50:53; later said current federal law is insufficient to regulate AI in prior authorization▶ 2:40:24.

• Dr. Vaile Wright, American Psychological Association▶ 0:51:25: Cited a chatbot presenting itself as a psychologist and a case where a chatbot validated a user's violent thoughts▶ 0:54:16; recommended five actions including regulatory guardrails, bias testing, youth protections, research investment, and federal privacy legislation▶ 0:55:07.

• Rep. Raul Ruiz (D-CA)▶ 1:23:33: Questioned Dr. Wright on specific harms to children from AI chatbots, citing the Adam Raine suicide case and asked about enforceable guardrails and clinician education▶ 1:23:33▶ 1:26:34.

• Rep. Diana Harshbarger (R-TN)▶ 1:18:29: A compounding pharmacist herself, asked Parker and Toy about AI's role in pharmacist-physician coordination and community pharmacy▶ 1:18:51▶ 1:20:28.

• Rep. Debbie Dingell (D-MI)▶ 1:33:59: Asked Dr. Mello how AI can enhance rather than replace care for complex patients▶ 1:35:10 and Dr. Wright about AI-enabled abuse, including deepfakes affecting women and girls▶ 1:37:50.

• Rep. Gus Bilirakis (R-FL)▶ 1:28:28: Asked Toy about AI accelerating rare-disease diagnosis▶ 1:28:57 and Wright about loneliness/isolation from AI chatbot relationships among teens▶ 1:31:04.

• Rep. John Joyce (R-PA)▶ 1:48:16: Noted FDA-approved AI medical devices grew from six a decade ago to over 600 today▶ 1:48:48; pressed Mello and Ibrahim on reimbursement instability for rural hospitals▶ 1:49:33 and Toy on AI in prior authorization given 60%+ of physicians' AMA-reported concerns about wrongful denials▶ 2:12:11▶ 2:52:35.

• Rep. Kim Schrier (D-WA)▶ 2:04:15: A pediatrician, noted only six of over 200 FDA-approved imaging AI tools are marketed for pediatric use▶ 2:05:31 and asked Ibrahim how to incentivize pediatric-specific AI development▶ 2:06:47.

• Rep. Ashley Hinson / Rep. Miller-Meeks (R-IA)▶ 2:09:46: Referenced a University of Iowa autonomous diabetic-retinopathy AI device and asked Toy about interoperability/HIPAA modernization▶ 2:11:20; raised the Adam Raine and Instagram chatbot suicide cases▶ 2:13:07.

• Rep. Jasmine Crockett (D-TX)▶ 2:26:04: Entered a Washington Post article on Instagram's chatbot allegedly helping teens plan suicide into the record▶ 2:27:00 and asked Dr. Wright why children and adults in crisis are especially vulnerable to harmful chatbot outputs▶ 2:29:05.

• Rep. Nick Langworthy (R-NY)▶ 2:30:58: Asked Toy how Medicare Advantage uses AI to reduce administrative burden and reimburse physicians above CMS schedules▶ 2:31:46, and whether Clover would join the WISER prior-authorization pilot▶ 2:35:49.

• Rep. Lizzie Fletcher (D-TX)▶ 2:36:16: Pressed Dr. Mello on gaps in CMS's Medicare Advantage prior-authorization AI rules, including lack of standards for "human review" and no protections for commercial/ERISA plans▶ 2:39:06▶ 2:40:49.

• Rep. Buddy Carter (R-GA)▶ 2:42:08: A pharmacist, asked Parker how AI improves patient compliance by showing upfront insurance/cash pricing before pharmacy counter visits▶ 2:44:40, and Ibrahim about AI accelerating drug discovery▶ 2:46:29.

• Rep. Alexandria Ocasio-Cortez (D-NY)▶ 2:47:22: Cited data that Medicare Advantage insurers filed 100 times more prior-authorization requests than traditional Medicare in 2023 and deny care at up to 16 times the normal rate▶ 2:49:33; got Toy to confirm Clover has no plans to join the WISER AI prior-authorization pilot▶ 2:52:11.

• Rep. Jay Obernolte (R-CA)▶ 2:52:22: Asked Parker whether "low-hanging fruit" administrative AI use is disappointing versus promised diagnostic breakthroughs▶ 2:53:23, and challenged Mello on whether government certification versus public education better builds AI trust▶ 2:56:11.

• Rep. Greg Landsman (D-OH)▶ 2:58:06: Called the CMS WISER prior-authorization pilot an "AI death panel," noting contractors are financially incentivized to deny claims▶ 2:59:36; Mello agreed the reimbursement model "stands shared savings on its head"▶ 3:01:20.

• Rep. Kat Cammack (R-FL)▶ 3:03:42: Asked Ibrahim about digital-twin technology timelines for personalized cancer/ICU treatment▶ 3:05:28 and Toy about privacy safeguards for digital twins▶ 3:08:10.

• Rep. (D-IN), Rep. Hampton▶ 3:09:11: Asked Dr. Wright about age restrictions, disclosure requirements, and independent pre-market testing to protect children from AI chatbot harms▶ 3:12:09.

• Rep. Julie Fedorchak (R-ND)▶ 3:14:39: Asked Parker and Toy how AI can streamline prior authorization for both patients and providers without enabling blanket denials▶ 3:15:34.

Key moments

• Ibrahim testified Viz.ai's stroke platform reaches a new patient every five seconds nationwide and has cut treatment times by over 30 minutes, reducing hospital stays by up to three days▶ 0:43:14▶ 0:43:41.

• Toy disclosed Clover Health does not use AI for prior authorization determinations and argued AI "should not be used to deny... care in any case," with all denials requiring a human clinician▶ 1:53:06▶ 2:35:22.

• Ocasio-Cortez cited findings that Medicare Advantage insurers filed over 100 times more prior-authorization requests than traditional Medicare in 2023 and deny care at up to 16 times the normal rate, and got Toy to confirm Clover has no plans to join CMS's WISER AI prior-authorization pilot▶ 2:49:33▶ 2:52:41.

• Landsman and Mello sharply criticized the CMS WISER pilot for tying contractor payment to claim denials, with Mello saying it "stands the concept of shared savings on its head"▶ 2:59:36▶ 3:01:20.

• Mello testified that of nearly 600 FDA-approved AI applications, fewer than 2% are eligible for CMS reimbursement, and said current federal law is insufficient to regulate AI's role in prior authorization▶ 1:56:07▶ 2:40:24.

• Dr. Wright detailed a case where an entertainment chatbot posing as a psychologist validated a user's violent thoughts toward family members, and cited APA's formal requests for FTC and Consumer Product Safety Commission investigations▶ 0:54:16▶ 0:54:36.

• Rep. Crockett and Rep. Miller-Meeks both raised reports (Washington Post, New York Times) alleging AI chatbots helped teens plan or carry out suicide, including the Adam Raine case against OpenAI▶ 2:13:07▶ 2:27:00.

• Schrier noted a stark pediatric AI gap: over 200 FDA-approved imaging AI tools exist, but only six are marketed for pediatric use▶ 2:05:31.

• DeGette and Pallone used opening statements to demand Secretary Kennedy testify over the firing of CDC Director Susan Monarez and restrictions on COVID-19 vaccine access, entering resignation letters into the record▶ 0:17:29▶ 0:25:40.

• Toy testified that his father's death from undiagnosed Marfan syndrome motivates his work, and described AI helping identify rare diseases like ALS variants and Huntington's faster than traditional diagnostic pathways▶ 0:36:03▶ 1:00:18.

Metadata

CommitteeHouse Energy and Commerce Subcommittee on Health
Chamber / CongressHouse · 119th Congress
DateSeptember 3, 2025
TypeHearing
Witnesses
Mr. Andrew Toy — Chief Executive Officer, Clover Health
Dr. Michelle Mello — Professor of Law, Professor of Medicine, Stanford University
Dr. Vaile Wright — Senior Director, Health Care Innovation, American Psychological Association
Dr. Andrew Ibrahim — Chief Clinical Officer, Viz.ai
Mr. TJ Parker — Lead Investor, General Medicine
Videoyoutube
Transcript439 caption blocks · 31,850 words · 3:20:15 runtime
EventCongress.gov 118560